Finance & Leasing at Newmarket Motors

At Newmarket Motors, we are confident that we carry some of the best vehicles available in Europe – and we try to make them as affordable as possible. This is why we provide our customers with the opportunity to take advantage of flexible finance.

Whether you are a private motorist or business customer, our budget-friendly packages can help you secure a great Volkswagen vehicle, whether it is brand new or used.

Our finance and Leasing options are flexible and tailored to you and the type of vehicle you require. You can set the term of the repayment based on your financial situation, and with fixed-interest installments, there are no unexpected surprises.

We carefully pick our finance partners and all are protected by a financial regularity body, providing you with a one-stop shop for car financing.

Click on the link below to make a finance & Leasing application,and you could have your loan approved within a matter of hours.

If you have any questions about finance at Newmarket Motors, don’t hesitate to get in touch with us. A member of our team will be more than happy to talk through our financial products and help you decide upon the best option.

What is Leasing?

Leasing with service and maintenance options allows you to utilise vehicles for your business without having to purchase them outright. This means no hassle selling the vehicle at the end of the agreement and no vehicle resale value worries.

For a fixed monthly payment, your business can use the vehicle(s) for an agreed term and mileage that suits your business needs. As long as you do not exceed the agreed mileage and the vehicle is within the acceptable condition standards, you simply return the vehicle at the end of the agreement, with no further cost.

How Does Leasing Work?

You agree the leasing term between 24 and 48 months and decide on the annual mileage limit to suit your business requirements. This mileage limit can be reviewed and amended throughout the duration of the agreement* as we understand that your business needs may evolve over time. The lease agreement covers the road tax and fine management. As part of your lease agreement you can choose to include a Service and Maintenance plan to cover the costs of running the vehicle which can include servicing, maintenance, tyres and roadside assistance.

*Up to 6 months before the end of the contract.


Some of the benefits:

Flexible Terms – Agreement lengths are available between 24 and 48 months allowing you to balance the monthly costs against the frequency of replacement.

No Large Advance Payment – Choose from 1 or 3 months as your initial payment to maximise your company’s cash flow, while still maintaining affordable fixed monthly payments.

No Residual Value Risk – at the end of the agreement you will have no concerns regarding the market value of your vehicle; Volkswagen Financial Services takes the risk. Simply return the vehicle to us and we’ll look after the rest.**

Hassle Free Fleet Management – Less time managing your drivers to ensure they get their vehicles serviced or inspected and no need to handle unexpected invoices from multiple suppliers. The Newmarket Volkswagen Financial Services Customer Support Team is here to manage your driver’s vehicle needs for you, leaving you with more time to grow your business.

Risk Free Service and Maintenance – No risk of unexpected bills for servicing, wear and tear maintenance or tyres as the full service package covers this.

**subject to mileage and condition

Why choose Newmarket Volkswagen Financial Services?

Volkswagen Financial Services is the only leasing company in Ireland that has full access to the Volkswagen Group Ireland brands and their entire dealer network. We are part of one family, we share one focus and we all have one thing in common: keeping our customers happy.

Driver & Fleet Manager Support

The Volkswagen Financial Services Customer Support Team pro-actively contact your drivers to remind them that their vehicle needs a statutory inspection or to book them in for a service.

Road Side Assistance

Our road side assistance is fully integrated with our brands guaranteed onward mobility solutions. This in simple terms means, we will get you back on the road again with our widespread Dealer Network.

Dealer Choice

With our nationwide dealer coverage, local means local to wherever your vehicle is.

Full Vehicle Handover

Other leasing companies may use separate delivery agents to handover the new vehicle. With Volkswagen Financial Services, the handover is done by the local supplying dealer you have selected. Most importantly, everything about the vehicle will be explained to your driver which means your duty of care for your driver’s safety is fully supported.

Authorised Dealer and Genuine Parts

To cut costs, other leasing companies may use non-franchise dealers and non-genuine parts. With Volkswagen Financial Services, we always use our franchised dealer network who only supply genuine parts. This ensures you have the best service possible and no concerns on the quality of any part replaced.

Like for Like Courtesy Vehicle***

Some leasing companies give you whatever courtesy vehicle they have available at the time. With Volkswagen Financial Services, when your vehicle needs servicing or maintenance you will receive a like for like courtesy vehicle. You also have the option to have your vehicle collected and returned to you at home or work. Plus, it will be valeted before returned to you.

***Volkswagen Financial Services will endeavour to offer a like for like vehicle or in exceptional circumstances, one size down.

Premium Quality Tyres

Other leasing companies use low cost tyre fit companies and may use economy tyre brands. Volkswagen Financial Services will ensure your tyres are fitted by the franchised dealer who will always fit premium tyres. Your drivers do not need to bring their vehicle to one location for servicing and another for tyres; it can be done in one visit.

Same Day Service

If your vehicle needs new bulbs, wipers or an ad-blue top up you can visit your local dealer and they will take care of it there and then as part of your agreement.

Efficient Service Booking

No need to wait weeks to book your vehicle in for regular maintenance, our 5 Star Service means you will get booked in and seen to within a couple of days.Text here ...

PCP Explained in Video

PCP Finance Explained?

There are so many ways to buy a new or used car, which means you don’t necessarily need the upfront full value to have a new car in your driveway. But where do you start? There are regular personal loans from credit unions and banks, and then you have the hire purchase option where you pay a deposit and monthly repayments until you own the car. But now there’s the incredibly popular PCP (Personal Contract Plan) option also.

PCP involves;

Step 1. Choose your car and with 10% deposit or trade in

Step 2. Make 36 set monthly payments

Step 3. After 3 years you have 3 Options

  • Pay the optional Final payment and keep the car (Guaranteed Minimum Future Value agreed at Step 1 Stage)
  • Part exchange - Use the equity on your car to buy your next .
  • Return the car with no further payments

So, In General; Why PCP?

The benefits are as follows;

  • Regular car changes
  • Lower payments and shorter terms
  • You spend less on repairs and maintenance - as you always have a new car
  • Guaranteed future value


Hire Purchase

Hire Purchase allows you to finance your car over a period of time that you choose between 1 to 5 years. With Hire Purchase our authorized credit intermediary will purchase the car on your behalf. After placing a deposit, equal monthly payments over the period of the agreement will be agreed.

Key Information

  • Minimum of 10% Deposit
  • Individual tailored plan to meet your needs.
  • Payments spread between 12 months and 5 years
  • Flexible repayment terms
  • Ownership of the car transfers to you once all instalments are made
  • Hire Purchase allows you to borrow money over a fixed period.
  • Available for New and Used cars


What is Contract Hire?

Contract Hire is a long term hire agreement, you agree the duration and mileage that best suits your business.

What are the main benefits of choosing a Newmarket Motors Volkswagen Contract Hire agreement?

See how we can make a difference to Your business , here are the benefits:

  1. Fixed monthly costs over the duration of the agreement (Usually 3 or 4 years)
  2. Finance available at discounted rate
  3. No Working Capital is tied up in vehicles - therefore valuable working capital is available for other uses
  4. Removes the residual value risk of owning cars (What will the car be worth in 4 years time?)
  5. There are no issues with disposals at the end of the agreement.
  6. Rentals payable under Contract Hire are allowable against tax (Subject to current legislation). We recommend that you discuss this with your financial adviser.
  7. Contract Hire makes it easy to update your company cars and ensures you have a modern safe, fuel efficient fleet of vehicles for your staff.
  8. Contract Hire is not just for large companies, SME's and sole traders can reduce their motoring costs.